Consultations

Talk to an adviser.

Free, always. Our advisers did not buy the dog coin either, so they understand, and they will be in this bracket with you for the rest of their lives.
Your advisers

People who understand, because they are you

Senior adviser

Kayleigh Morrow, CFA

Certified Frugal Adult. Thirty-six, eight years of experience, three of them unpaid. Specialises in pantry allocation and has not bought a sandwich since 2019.

VR desk

Marcus Bell

Downsized his own home world from a castle to a bedsit in 2024 and says he has never been happier, which his friends dispute.

Intern

Dev, 41

Retrained twice. Joined us after his previous industry stopped existing. Excellent at spreadsheets, very good with a slow cooker.

Booking

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We do not need your income, your assets or your credit score. We assume the worst, and so, we suspect, do you.

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Disclosures

Fine print

Millennial Investment Advice is not a real firm, and nothing on this site is investment advice, financial advice, tax advice or any other kind of advice you should pay for. Nobody here is a licensed financial adviser, a registered investment adviser or licensed in anything at all. Every adviser, client, figure and saving on this site is invented.

Every recommendation here is, regrettably, ordinary money-saving common sense: cook at home, keep a pantry, share rides, save a little, pay off the card. You could have had all of it from your grandmother for free, and you should give her a ring.

On phantom calories: a virtual meal contains nothing. Eat real food at every meal. The virtual one is for company.

This site is not affiliated with, endorsed by or connected to any VR platform, headset maker, bank, brokerage, game publisher or brand of chickpea. Timmy and his dog coin are invented, no real coin is meant, and nothing here suggests buying any coin, token or meme of any kind. All artwork was drawn for this site. The views expressed here are not necessarily supported or condoned by VRCooperative.